Income / Mortgage Protection Cover
Professional
Indemnity Insurance
Protect Your Expertise. Protect Your Professional Practice.
Safeguard What Matters Most
Stay protected, whatever happens.
Flexible Protection
Coverage can be arranged for specific project durations or structured as ongoing annual policies through to business retirement. The appropriate policy structure depends on your client agreements, regulatory guidelines, and risk exposure.
Who Should Consider Professional Indemnity?
This type of protection is particularly important for consultants, advisers, engineers, contractors, designers, and other professional service businesses whose expertise directly impacts client outcomes.
Protect More Than Your Fee Income
Professional liability claims involve far more than just refunding client fees. Coverage helps protect against legal defense costs, expensive court proceedings, settlements, and potential financial damages resulting from service disputes.
Protecting the Practice & Reputation That Keep Your Business Moving
Protect Against Errors & Omissions
Income Protection Cover is designed to provide a monthly benefit when a covered illness or injury prevents you from working. This can help provide financial stability during a period when your ability to earn may be affected.
Flexible Coverage Options
Structure policies based on specific contract thresholds, aggregate annual limits, or long-term run-off cover to match your operational risks.
Support Legal Defense & Investigation Costs
Cover costly legal representation, expert witness fees, and court costs required to defend your practice against unjust or valid claims.
Manage Negligence & Failure to Deliver Claims
Your income helps cover more than just your mortgage. Food, utilities, transport, education and other reProvide financial backing when a client alleges breach of duty, negligence.
Safeguard Key Consultants & Subcontractors
Protect your practice from liability exposure created by employees, associate consultants, or subcontractors operating under your brand.
Tailored to Your Specific Profession
Exposure varies significantly between an engineer and a marketing consultant. Insurance solutions are customized based on your exact practice area.
